For decades, the line between Silicon Valley and Wall Street was a canyon. One side built software and "moved fast and broke things"; the other managed risk, moved slowly, and built fortresses of capital and compliance. Today, that canyon is closing. We are witnessing a Great Convergence  where traditional financial services (TradFi) are desperately trying to become tech-driven, while Big Tech and agile fintechs are using payments as a Trojan horse to conquer the financial la